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Your UECU VantagePoint™ Reward Program 

As a UECU member, you receive reward points for your activities through the VantagePoints™ Reward Program. You can save your points for something big or redeem them in smaller amounts along the way, the choice is yours! Don’t worry about tracking your points, we do it for you – you can find your point totals on your account statements or by logging into Advantages Online™.

When you are ready to redeem your points, you can choose a loan rate reduction on a new UECU loan, cash back, or a GiftPass to GiftCertificates.com. With a GC GiftPass, you can purchase gift cards from our catalog of over 200 popular brands, including hotels, airlines, restaurants, movie theaters, and retailers. Our new Premium Merchant list includes Amazon.com®, Best Buy, Delta Air Lines, Fandango, Petco, Red Lobster, Starbucks, Target, Walmart, and more! To view the entire list, click here.

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Primary member must be 13 years of age or older to participate. Points expire after five years. Loan payments must be current in order to earn points during each period. CLICK HERE for complete program rules.

How to Earn VantagePoints™
Membership Points
+500 POINTS Earn 500 POINTS for becoming a member of UECU NOT A MEMBER YET? OPEN AN ACCOUNT HERE.
+500 BONUS POINTS Use UECU’s online membership application to join the Credit Union and receive an additional 500 POINTS NOT A MEMBER YET? OPEN AN ACCOUNT HERE.
 

 

Referral Points
+500 POINTS Earn 500 POINTS for referring your family members and utility and energy co-workers REFER a MEMBER NOW
 

 

Visa® Power Card™ Points
  +1 POINT Earn 1 POINT for every $1 spent with your Visa® Power Card™. Points are earned for Visa purchases. Earn 2 POINTS for every $1 spent on your purchases for the first 30 days!1 Don’t have a Visa® Power Card?
+500 POINTS Receive 500 POINTS when you activate your new Visa Power Card2
+1,000 POINTS Receive 1,000 POINTS when you make your first Visa Power Card2 purchase
 

 

Advantages Visa Debit Card™ Points
  +1 POINT Earn 1 POINT for every $4 spent with your Advantages Visa Debit Card™. Earn more with E-Statements – choose E-Statements for your UECU account and earn 1 POINT for every $1 spent on your debit card purchases for the first 30 days, and 1 POINT for every $2 spent on your ongoing purchases.3
+500 POINTS Receive 500 POINTS when you activate your new Advantages Visa Debit Card2
+1,000 POINTS Receive 1,000 POINTS when you make your first Advantages Visa Debit Card purchase2
 

 

E-Statement Points
  +25 POINTS Earn 25 POINTS for every Member E-Statement  and  Visa E-Statement  you receive
 
 
Deposit Points
  +1 POINT Earn 1 POINT for every $500 on deposit4

1. Points earned on Visa purchases. ATM cash transactions or cash advance transactions are not eligible to earn points. Points are earned net of credits. Visa Power Card™ points are earned at account level not card level. Cardholders earn 2 points for every $1 spent for the first 30 days, after receipt of a new card.

2. Activation and first purchase points are earned on new cards only, not reissued or replacement cards. They are only offered for the first 90 days after account opening. For joint cardholder accounts, bonus activation and bonus first transaction points apply only to first card to activate or transact.

3.Advantages Visa Debit Card™ holders earn 1 point for every $4 spent on Visa purchases. ATM cash transactions or cash advance transactions are not eligible to earn points. Points are earned net of credits. Cardholders who sign up for E-Statements earn 1 point for every $1 spent on debit card purchases for the first 30 days (after receipt of a new card) and 1 point for every $2 spent on their ongoing purchases. Cardholders must be enrolled in Advantages Online™ to sign up for E-Statements.

4. Based on quarterly average daily balance.

Primary member must be 13 years of age or older to participate. Points expire after five years. Loan payments must be current in order to earn points during each period. CLICK HERE for complete program rules.

How to Redeem VantagePoints™

Redemption Options

Rewards

Points

UECU Loan Rate Reduction1

.25% Off APR

10,000

How to Redeem Online: Log into Advantages Online™, click on Rewards, select VantagePoints,™ and choose the option for Loan Rate Reduction.

Cash Back

$25
$50
$75
$100

5,000
10,000
15,000
20,000

How to Redeem Online: Log into Advantages Online™, click on Rewards, select VantagePoints,™ and choose the option for Cash.

GC GiftPass2

$25
$50
$75
$100

3,000
6,000
9,000
12,000

STEP 1: How to Redeem Your Points Online for a GC GiftPass
Log into Advantages Online™, click on Rewards, select VantagePoints,™ and choose the option for GC GiftPass. You will have the option of receiving your GiftPass by mail or email. To receive your GiftPass faster, select email delivery.
STEP 2: How to Redeem Your GC GiftPass for Your Favorite Gift Cards
Online:
Go to GiftCertificates.com and click redeem to enter your GC GiftPass number
Shop for the gift card(s) of your choice and add them to your cart
Checkout and enjoy your gift cards as they arrive in the mail or email
By Phone:
Call 1-800-773-7368
Select the gift card(s) of your choice and a representative will place your order
Enjoy your gift cards as they arrive in the mail or email

1. Rate reduction can be used on a new loan only. Excludes Home Equity Term Loans, Mortgage Loans, Visa Power Card™ and Lines of Credit. Maximum loan principal restricted to $100,000 when redeeming a 10,000 VantagePoints™ rate reduction.
2. SuperCertificate® Disclaimer Merchant list subject to change. SuperCertificate® is a U.S. registered trademark and product of GiftCertificates.com Corporation. SuperCertificate® Rewards are redeemable at GiftCertificates.com and cannot be used on the websites or in the stores of companies represented on GiftCertificates.com. SuperCertificates are not redeemable for cash, SuperCertificates or American Express® Gift Cheques. Promotions are not valid when redeeming SuperCertificates. U.S. residents only. Neither GiftCertificates.com nor its merchants are sponsors or co-sponsors of this promotion. For complete listing of hundreds of participating national and local merchants go to
 http://www.giftcertificates.com/content/documents/GC_merchant_list_full.pdf For full product terms and features please go to www.GiftCertificates.com

APR = Annual Percentage Rate

Primary member must be 13 years of age or older to participate. Points expire after five years. Loan payments must be current in order to earn points during each period. CLICK HERE for complete program rules.

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