Have questions? Need help? Call 800.288.6423

Unlock more of your home’s value for:
• Home Projects  • Tuition  • Debt Consolidation  • and more!


Savings Example #1:

Home equity loan to consolidate debt – The debts being consolidated are credit cards and store credit accounts with payment amounts of 2% of the balances, an average rate of 15% ($11,667), and would take 6 years and 8 months to pay off, paying $400 per month.

$20,000 Home Equity Loan

5 year term

Fixed rate of 3.74% APR*

New payment: $366

Interest amount: $1,960

Amount of interest savings: $9,707


Savings Example #2:

Home equity loan to pay off your existing primary 1st mortgage and/or a 2nd lien home equity loan that you have at another financial institution; 22 years remaining on your current loan, 5.375% rate, current payment $485.

$75,000 Home Equity Loan

20 year term

Fixed rate of 5.24% APR**

New payment: $505

Monthly payment increases only $20,

term is reduced 2 years, and the amount 

of interest savings is $6,851

Owning a home has many benefits, such as using the equity to secure a low-rate learn. Learn more about home ownership.

Ready to Get Started?

Call 800.288.6423 or Apply Online.

*Rate based on 90% loan to value (LTV) & 60-month term. **Rate based on 90% LTV & 240-month term. Rates shown are our lowest rates which are based on an evaluation of credit and maintaining an active UECU Checking Account with at least one transaction per month. Offer can be discontinued at any time without prior notice. APR = Annual Percentage Rate. Home Equity products are not available in all states. Real estate must be first or second lien, 1-4 family owner-occupied residential property. Homeowners insurance is required. Flood insurance required for properties designated in flood zones. Equal Opportunity Lender.

Federally Insured by NCUA
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