Earn debit card rewards for the things you do every day.

Earn debit card rewards for the things you do every day.

Call 800.288.6423 or Open Your Account with Advantages Online™.

Rewards Checking - Enjoy Free Checking with No Minimum Balance

Are you looking for a hassle-free checking account with no minimum balance requirements? UECU’s Rewards Checking Account makes managing your finances simple – avoid monthly service fees, earn reward points on your daily purchases, and enjoy the convenience of anytime banking.

Account Features

  • No minimum balance requirements
  • No monthly service fees
  • Low initial deposit of $25
  • Account access anytime, anywhere with Advantages Online and the UECU Mobile Banking App
  • Free Online Bill Pay with eBills and payment reminders
  • Mobile Check Deposit
  • Direct Deposit available
  • Free checks – first set of checks is free1
  • Overdraft Protection available
  • .25% off new term loans2
 

Debit Card Perks  

Checking accounts make life easier and at UECU, you
also earn rewards! Using them responsibly saves
you money too.

Ready to Get Started?
Call 800.288.6423 or Open Your Account with Advantages Online™.
  1. Limited to one style.
  2. An active UECU Checking Account (at least one transaction per month) provides a rate reduction of .25% APR that can be used on new term loans only. Rate reduction cannot be used on Visa Power Card™, Home Equity Loans, Mortgages, or Lines of Credit.
  3. Earn 1 point for every $4 spent on Visa purchases. ATM cash transactions or cash advance transactions are not eligible to earn points. Points are earned net of credits.
  4. Advantages Visa® Debit Card™ holders, who sign up for EStatements, earn 1 point for every $2 spent on Visa purchases. ATM cash transactions or cash advance transactions are not eligible to earn points. You must be enrolled in Advantages Online™ to sign up for EStatements.
  5. Rate reduction can be used on a new loan only. Rate reduction cannot be used on Visa Power Card™, Home Equity Loans, Mortgages or Lines of Credit. Maximum loan principal limit of $100,000 when redeeming a VantagePoints™ rate reduction.
  6. When you activate your Advantages Visa Debit Card™ you automatically receive Personal Identity Theft Coverage (at no cost to you), up to $2,500.00, to pay for expenses you may incur as a result of a Covered Stolen Identity Event. Identity Theft Coverage provided by Indemnity Insurance Co. of North America. Certain limits and restrictions apply.

 

Federally Insured by NCUA

Utilities Employees Credit Union is an Equal Opportunity Lender.

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At Utilities Employees Credit Union we are actively working to increase accessibility and usability of our website for every visitor in accordance with ADA standards and guidelines. If you are using an auxiliary aid or a screen reader and need assistance please visit our accessibility page and use the contact information to be connected to a UECU Representative.

All products and services available on this website are available at Utilities Employees Credit Union at 11 Meridian Boulevard in Wyomissing, Pennsylvania.