TruStage® Auto & Home Insurance Program

We offer Loan Payment Protection for UECU loans including Auto Loans, Home Equity Loans, Visa® credit lines, and more. Protect yourself from the unexpected – ask us about adding payment protection to your new or existing UECU loans today. UECU Loan Payment Protection, a voluntary loan-payment protection product, helps offer you relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements help streamline the enrollment process.

If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), UECU Loan Payment Protection will cancel or waive your loan payment(s), up to the contract maximums. Help reduce your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost, and paying other household bills becomes challenging. Protected events include:

• Loss of life, including those caused by acts of war
• Disability, including those caused by acts of war
• Involuntary unemployment

Call 800.288.6423 to get started!

Your purchase of UECU Loan Payment Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of UECU Loan Payment Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

DP-1303773.1-0915.1017

In the event of a theft without recovery or the total loss of your vehicle, most auto insurance policies only pay the cash value of the vehicle at the time of the loss. Your remaining loan balance could be much greater than your vehicle’s cash value, creating a deficiency of several thousand dollars that you’re liable for! What is the “GAP” on your vehicle? You may be surprised by the answer – but with Guaranteed Auto Protection (GAP), you don’t have to be panicked.

• With UECU’s GAP Plus Protection, you can rest easy knowing you may be covered for your remaining auto loan balance when it’s not fully paid by your vehicle insurance.
• UECU’s GAP Plus Protection is incredibly affordable – usually hundreds of dollars less than you’d pay for GAP coverage from a car dealer or insurance company.
• Our GAP Plus coverage includes a bonus feature at no extra cost – you’ll receive $1,000 toward your replacement car purchase when you finance it through UECU!
• GAP Plus Protection is also available for motorcycle loans.

Call 800.288.6423 to get started!