Membership at Utilities Employees Credit Union is an exclusive employee and family benefit.

UECU Lives the Credit Union Difference | Call 800-288-6423 to learn more about UECU membership.

Since 1934, Utilities Employees Credit Union (UECU) has been providing exclusive financial benefits to America’s utility and energy employees and their families. Unlike a bank, UECU has no shareholders and is instead owned by its members – so every UECU decision is made with the best interest of the membership in mind. As a full-service, virtual credit union, UECU’s goal is to help workers improve their financial well-being, accumulate wealth, and conveniently manage their finances with 24/7 account access and free financial tools – from wherever they reside today or travel in the future. UECU serves a nationwide membership without branches on every corner because we don’t expect you to come to us. We deliver account access to you wherever you are through free online and mobile banking services. While other financial institutions spend money on their branches, UECU chooses to return these funds to our members.

Rated “Best of Bauer” for 30 Consecutive Years of 5-Star Strength

For 30 years, Utilities Employees Credit Union has consistently received the 5-Star “Superior” Rating from BauerFinancial, Inc., an independent firm that analyzes banks and credit unions. To achieve this status, every quarter in which it has been ranked, Utilities Employees Credit Union has been assessed as having the highest ranking level in capital adequacy, asset quality and stability.

BauerFinancial, Inc. recommends those credit unions rated either 5-Star or 4-Star on a zero-to-five-star scale. These credit unions are deemed safe, financially sound credit unions that are operating well above their regulatory requirements. Bauer classifies each ranked U.S. credit union through a complex formula based on factors including capital, historical performance trends, loan delinquencies and charge-offs, investment portfolio quality, capital reserves, regulatory compliance, and total asset quality. The BauerFinancial, Inc. Star Ratings Scale uses five levels for credit union ranking: Superior (5 Stars), Excellent, Adequate, Problematic, and Troubled (1 Star). Information about BauerFinancial, Inc. and its standards for evaluating financial institutions is available on their website at www.bauerfinancial.com.

For 2019 and 2020, Utilities Employees Credit Union has been ranked in the top 200 credit unions in the United States.

DepositAccount.com has ranked UECU as one of the healthiest credit unions in America for 2019 and 2020. Out of 5,335 credit unions in the country, UECU is in the top 200. DepositAccounts.com evaluates the financial health of over 10,000 banks and credit unions in the United States once per quarter and has been tracking healthy institutions since 2010. To determine bank ranking and recognition, DepositAccounts.com grades each institution on a number of factors, including capitalization, deposit growth and loan-to-reserve ratios.

(Source: https://www.prnewswire.com/news-releases/depositaccountscom-announces-annual-top-200-healthiest-banks-and-credit-unions-in-america-301041183.html)

Federally Insured by NCUA

Utilities Employees Credit Union is an Equal Opportunity Lender.

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At Utilities Employees Credit Union we are actively working to increase accessibility and usability of our website for every visitor in accordance with ADA standards and guidelines. If you are using an auxiliary aid or a screen reader and need assistance please visit our accessibility page and use the contact information to be connected to a UECU Representative.

All products and services available on this website are available at Utilities Employees Credit Union at 11 Meridian Boulevard in Wyomissing, Pennsylvania.