Due to popular demand, we’ve extended our birthday celebration sale until December 31st.

Receive a rate as low as 3.49% APR* with your .25% Rate Reduction

UECU will waive all costs**


Call 800-288-6423 ext. 4001

Borrow up to 100% of the Equity in your home for:

Debt Consolidation – Save more money, reduce your number of monthly payments, put more money back in your pocket.
Home Improvements – Upgrade appliances, update your favorite space; create your oasis.

Large Purchases – Buy that big-ticket item.

Purchase a retirement home or vacation home

Pay off your existing mortgage


UECU Home Equity Loan Benefits

Rates as low as 3.49% APR* with .25% Birthday Rate Reduction
UECU will waive all costs**

Terms up to 20 years

Dedicated Financial Service Consultant to help you from start to finish

Easy application online or by phone


Have questions? Need help?

Fill out the form below and we’ll be in touch!

*Rate based on 90% loan to value (LTV) & 60-month term. Rate shown is our lowest rate which is based on an evaluation of credit and maintaining an active UECU Checking Account with at least one transaction per month. APR = Annual Percentage Rate. Home Equity products are not available in all states. Real estate must be first or second lien, 1-4 family owner-occupied residential property. Homeowners insurance is required. Flood insurance required for properties designated in flood zones. A minimum of $5,000 in new money is required if refinancing an existing UECU loan. Offer valid thru December 31, 2019. Equal Opportunity Lender.  **You may be eligible for a no-cost loan; however, some states charge additional recording tax after loan origination for which you are responsible. If your home is located in SC, an attorney must assist with your real estate closing, and may charge fees. Early closing reimbursement fee of up to $400 will be assessed if Home Equity Loan or Line of Credit closed within the first 12 months after opening; up to $200 if closed during months 13 to 36.

Federally Insured by NCUA
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All products and services available on this website are available at Utilities Employees Credit Union at 11 Meridian Boulevard in Wyomissing, Pennsylvania.