Certificate of Deposit
0.40%
APY
$500 - $9,999.99
0.50%
APY
$10,000.00 - $74,999.99
0.60%
APY
$75,000+
0.45%
APY
$500 - $9,999.99
0.55%
APY
$10,000.00 - $74,999.99
0.65%
APY
$75,000+
0.50%
APY
$500 - $9,999.99
0.60%
APY
$10,000.00 - $74,999.99
0.70%
APY
$75,000+
0.55%
APY
$500 - $9,999.99
0.65%
APY
$10,000.00 - $74,999.99
0.75%
APY
$75,000+
0.65%
APY
$500 - $9,999.99
0.75%
APY
$10,000.00 - $74,999.99
0.85%
APY
$75,000+
0.75%
APY
$500 - $9,999.99
0.85%
APY
$10,000.00 - $74,999.99
0.95%
APY
$75,000+
0.85%
APY
$500 - $9,999.99
0.95%
APY
$10,000.00 - $74,999.99
1.05%
APY
$75,000+
Call 800.288.6423 to Get Started!
*Annual Percentage Yield (APY) is stated as of 1/1/2021. You may not make additional deposits after the account is opened. APY assumes principal and dividends remain on deposit until maturity. A penalty is imposed for partial or full withdrawals prior to maturity. Fees could reduce earnings on the account. Certificate renews automatically. APY is subject to change and may be withdrawn without notice. Federally Insured up to $250,000 by the National Credit Union Administration.
CD Ladder Calculator
Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder. With a CD Ladder, you can benefit from higher interest rates for longer maturities, while achieving better liquidity, rather than investing in a single long-term CD.Utilities Employees Credit Union
11 Meridian Blvd
Wyomissing, PA

Higher rates on certificates of deposit are enticing, and can be part of a great savings plan. Is it the right option for you?
How to Create a CD Ladder
Have you considered a CD Ladder?
Instead of one longterm CD* earning today’s highest rate, you can divide your savings into a group of short and longterm CDs creating a CD ladder. Watch our video below:
Credit Union Information
Routing # - 231 385 633 NMLS # - 411247 |
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Member Information
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Policy Information
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Federally Insured by NCUA
Utilities Employees Credit Union is an Equal Opportunity Lender.
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