Advantages Certificates of Deposit™ and Advantages IRA Certificates of Deposit™
1.50%
APY
$500 - $9,999.99
1.60%
APY
$10,000.00 - $74,999.99
1.75%
APY
$75,000+
2.10%
APY
$500 - $75,000+
1.85%
APY
$500 - $9,999.99
1.90%
APY
$10,000.00 - $74,999.99
2.00%
APY
$75,000+
1.90%
APY
$500 - $9,999.99
1.95%
APY
$10,000.00 - $74,999.99
2.05%
APY
$75,000+
1.95%
APY
$500 - $9,999.99
2.00%
APY
$10,000.00 - $74,999.99
2.10%
APY
$75,000+
2.00%
APY
$500 - $9,999.99
2.05%
APY
$10,000.00 - $74,999.99
2.15%
APY
$75,000+
2.05%
APY
$500 - $9,999.99
2.15%
APY
$10,000.00 - $74,999.99
2.25%
APY
$75,000+
2.20%
APY
$500 - $9,999.99
2.30%
APY
$10,000.00 - $74,999.99
2.40%
APY
$75,000+
Rate
Dividend rate and Annual Percentage Yield (APY) are stated as of 2/1/2020. $500 minimum deposit required to open account. You may not make additional deposits after the account is opened. APY assumes principal and dividends remain on deposit until maturity. A penalty is imposed for partial or full withdrawals prior to maturity. Early withdrawal penalty fees could reduce earnings on the account. Certificate renews automatically. *9-month certificate renews automatically for 6 months. APY is subject to change and may be withdrawn without notice.
Call 800.288.6423 to get started!
CD Ladder Calculator
Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder. With a CD Ladder, you can benefit from higher interest rates for longer maturities, while achieving better liquidity, rather than investing in a single long-term CD.Utilities Employees Credit Union
11 Meridian Blvd
Wyomissing, PA
Higher rates on certificates of deposit are enticing, and can be part of a great savings plan. Is it the right option for you?
How to Create a CD Ladder
Have you considered a CD Ladder?
Instead of one longterm CD* earning today’s highest rate, you can divide your savings into a group of short and longterm CDs creating a CD ladder. Watch our video below:
Federally Insured by NCUA
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