Transfer high-interest credit card debt to a Visa® Power Card™ and save big. New cardholders pay only 1.99% APR1 for the first 12 months. Apply Now. Existing cardholders receive a rate of 3.99% APR2 on balance transfers for 12 months. Regular rates range from 8.99%-17.99% APR. To request a credit limit increase or a balance transfer, call 800.288.6423, ext. 4001.
Refinance and consolidate your private, federal, and PLUS loans (grad or parent) into one manageable loan with UECU’s Student Choice loan consolidation program. You’ll get the benefit of one convenient payment, and could potentially lower your rate or monthly payment.3
Redeem your VantagePoints™ for cash back, a UECU loan rate reduction4, or premium gift cards. Choose gift cards from our catalog of over 200 popular brands, including stores, hotels, airlines, theaters, restaurants, and more. For details, click here.
1. APR = Annual Percentage Rate. Introductory rate of 1.99% APR applies to any advances added to your UECU Visa® Power Card™ during the first 12 months after its issue. At the time of your card application, your regular interest rate is based on an evaluation of credit-worthiness criteria and is identified in your Visa Power Card™ Credit Agreement and Truth-In-Lending Disclosure. Following 12 complete monthly UECU credit card statement cycles, all balances, existing and new, will change to normal pricing and will accrue interest at the interest rate identified in your credit agreement and disclosure. 1.99% APR Intro Rate offer is for first-time cardholders only. 2. For balance transfers, following 12 complete monthly UECU credit card statement cycles, any remaining balance will change to normal pricing and accrue interest at the interest rate identified in your credit card agreement and disclosure. Limited time offer. 3. By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. 4. Rate reduction can be used on a new loan only. Excludes Home Equity Term Loans, Mortgage Loans, Visa Power Card™ and Lines of Credit. Maximum loan principal restricted to $100,000 when redeeming a 10,000 VantagePoints™ rate reduction.
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