We are currently experiencing an issue with visa debit card transactions. Cardholders attempting to make PIN-based purchases with their Advantages Visa® Debit Card™ are getting declined. Visa is estimating that the issue will be resolved by tomorrow, October 16th.  We encourage you to select “Credit” at checkout and sign for your purchase so that it does not get declined.


We apologize for the inconvenience. We are currently working with Visa to get this resolved as quickly as possible.


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Have questions? Need help? Call 800-288-6423

Limited Time Home Equity Term Loan Promotion

Unlock more of your home's value for:
• Home Projects  • Tuition  • Debt Consolidation  • and more!

Savings Example #1: Home equity loan to consolidate debt - The debts being consolidated are credit cards and store credit accounts with payment amounts of 2% of the balances, an average rate of 15% ($11,667), and would take 6 years and 8 months to pay off, paying $400 per month.

$20,000 Home Equity Loan
5 year term
Fixed rate of 3.49% APR*
New payment: $364
Interest amount: $1,826
Amount of interest savings: $9,841

Savings Example #2: Home equity loan to pay off your existing primary 1st mortgage and/or a 2nd lien home equity loan that you have at another financial institution; 22 years remaining on your current loan, 5.125% rate, current payment $474.

$75,000 Home Equity Loan
20 year term
Fixed rate of 4.99% APR*
New payment: $495
Monthly payment increases only $21,
term is reduced 2 years, and the amount
of interest savings is $6,515

Call 800-288-6423 ext 4001
Apply for an Auto Loan

*Rate based on 90% loan to value (LTV) & 60-month term. **Rate based on 90% LTV & 240-month term. Rates shown are our lowest rates which are based on an evaluation of credit and maintaining an active UECU Checking Account with at least one transaction per month. Offer can be discontinued at any time without prior notice. APR = Annual Percentage Rate. Home Equity products are not available in all states. Real estate must be first or second lien, 1-4 family owner-occupied residential property. Homeowners insurance is required. Flood insurance required for properties designated in flood zones. Equal Opportunity Lender.