*** Based on quarterly average daily balance.

Primary member must be 18 years of age or older to participate. Points earned are limited to 100,000 per calendar year. Points expire after five years. Loan payments must be current in order to earn points during each period. CLICK HERE for complete program rules.

SuperCertificate® Disclaimer Merchant list subject to change. SuperCertificate® is a U.S. registered trademark and product of GiftCertificates.com Corporation. SuperCertificate® Rewards are redeemable at GiftCertificates.com and cannot be used on the websites or in the stores of companies represented on GiftCertificates.com. SuperCertificates are not redeemable for cash, SuperCertificates or American Express® Gift Cheques. Promotions are not valid when redeeming SuperCertificates. U.S. residents only. Neither GiftCertificates.com nor its merchants are sponsors or co-sponsors of this promotion. For complete listing of hundreds of participating national and local merchants go to http://www.giftcertificates.com/business/resourcecenter/merchantlist.aspx?cid=1 . For full product terms and features please go to www.GiftCertificates.com .