Open an Account at UECU

UECU Knows Utility Workers



Who we are
UECU is the nationwide credit union that has served America’s utility and energy workers since 1934.

What we offer
UECU membership is free and available to workers from our partner companies in the utility and energy industries – and to workers’ family members. Take advantage of your eligibility for exclusive financial offers and services including...

  • †Nationwide personal service and 24/7 mobile, online, and phone access to your account and financial services
  • Free checking account options & nationwide ATM rebates
  • †The no annual fee, rewarding Visa® Power Card™ – now with a 12-month Intro Rate!
  • †Amazing Loan & Savings Rates
  • †Three Financial Rewards Programs!

2 Ways to Open an Account

  1. Easy Online Application (Under 18? Please click here to apply by mail)

  2. Call 800-288-6423

WHO Can Join UECU?

Membership in Utilities Employees Credit Union is open to employees in the utility and energy industries — and their family members — including ALL:

  • Family of existing UECU members: spouse, domestic partner, children and stepchildren, grandchildren, parents and stepparents, siblings
  • Regular employees of UECU’s Partner Companies and their subsidiaries
  • Contract or Temporary employees of UECU’s Partner Companies (These are employees of a company under contract to a UECU Partner Company who are regularly assigned to work at a Partner Company facility and whose work is integral to Partner Company operations.)
  • Retirees of UECU’s Partner Companies
  • Members of Energy People Connect, an association for individuals who are employed or involved in the energy industry
  • Former UECU members who would like to rejoin

Membership has no expiration. You may continue to enjoy the benefits of membership even if you leave the employ of a Partner Company for any reason. UECU offers life-long membership no matter where you move or travel.

Refer your Utility Co-workers and Family Members – you’ll earn 500 VantagePoints™ Rewards for every individual you refer who becomes a UECU member. Click here to learn how.


New UECU members earn 500 VantagePoints™ for the primary account owner on an initial UECU share account. New primary account owners receive an additional 500 VantagePoints™ for opening their initial UECU share account through UECU’s Online Membership Application. Existing UECU members earn 500 VantagePoints™ for referring each new individual who becomes a UECU member and names the referring member when applying for membership. For complete VantagePoints™ program rules, click here.