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Enjoy the conveniences of our Advantages Checking™ Account with high dividend earnings.

  • Three dividend tiers:

    $0.01 - $9,999.99
    $10,000.00 - $49,999.99
    $50,000.00 and over

  • No minimum balance to earn high interest rate
  • Set up your Advantages Money Market Checking™ with direct deposit and avoid fees if your balance ever falls below $2,500
  • $25 or an electronic deposit required to open the account
  • Optional VISA® Check Card
  • Unlimited check writing
  • First box of 50 checks are FREE
  • After initial order, style of checks may be changed

In addition, each Advantages Checking™ account provides all the great extras you've been waiting for:

  • Save extra money on fees
  • Unlimited ATM withdrawals with no UECU fees
  • ATM surcharge rebates. If you are ever assessed an ATM surcharge, UECU will reimburse you - up to $8 each month
  • FREE online check images. Use Advantages Online™ to view and print the front or back of any cleared check to confirm a payment
  • FREE check card. Our Advantages VISA® Check Card™ provides ATM access and debit card purchasing convenience to qualified UECU members
  • FREE Advantages Bill Pay
  • Low initial deposit. Just a $25 deposit opens your account
  • Extra extras. Free direct deposit, e-Statements and more available to qualified members
  • When you activate your Advantages VISA® Check Card™ you automatically receive "Personal Identity Theft Protection"* (at no cost to you) with coverage up to $2,500.00 to pay for expenses you may incur as result of a Covered Stolen Identity Event
  • Overdraft Protection is available

*Identity Theft Coverage provided by Indemnity Insurance Co. of North America. Certain limits and restrictions apply.

Surcharge-Free ATM Networks
The following links are provided for UECU Advantages Check Card Holders.
CU$
SUM ATM Network

Downloadable Advantages Money Market Checking™ Dividend Calculator (MS Excel required)
Advantages Money Market Checking™ Dividend Calculator
View the Truth in Savings Disclosure
Checking Comparison Chart




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