Mortgages for Utility & Energy Workers

Click here to review UECU's mortgage rates   Click here to apply for a UECU mortgage

Save as much as $750 up front on closing costs with a UECU mortgage

Treating you differently

First-time homebuyer program is part of MyFirstUECU programHouses, like people, are different - and your mortgage demands aren’t the same as those of your friends and family. At Utilities Employees Credit Union, we don’t offer a single “one size fits all” financing solution: our broad range of options guarantees you will find the loan that best suits your unique needs.The Credit Union offers:

  • Fixed rate mortgages
  • Adjustable rate mortgages
  • First-time homebuyer program
  • Refinance options

Utilities Employees Credit Union has the expertise to get you a mortgage that fits your unique lifestyle while providing the exceptional service you deserve. With a UECU Mortgage, you receive exclusive benefits!

First-Time Homebuyers*
Just 3% down** and save as much as $750 or more on your closing costs!^

Same-day pre-qualification~

Easy Payment Methods
Choose biweekly, semimonthly or monthly payments – even pay electronically & skip the check! Some exclusions apply.

Save as much as $750 or more on Closing Costs^
UECU is waiving the loan origination fees for all qualifying homebuyers who complete a mortgage application and a loan closing.

Online Mortgage Tools
Apply online and take advantage of our UECU
MortgageClick tools like loan payment calculators, rate tracking, and resources for first-time homebuyers.

Mortgage Specialists Available 24/7 to Answer Your Calls
Our representatives can answer your questions or take your application over the phone 24/7. To get started, call 800-288-6423, ext. 4001.

Call 800-288-6423 to Apply Today
CLICK HERE for Additional Information or to Apply Online


*At least one borrower must be a first-time homebuyer. **A 3% down payment is required; down-payment along with closing costs may be funded through a qualified gift. The mortgage origination fee will be waived for members who complete a mortgage application and loan closing. ~Same day pre-qualification typically within 24 hours on business days and depends on time of day application received. ^In the savings example shown for an average loan of $150,000 waiving the origination fee amounts to a savings of $750. This is a limited time offer and subject to change without notice. Real estate loan products are available in most states. Certain terms and conditions apply; contact us for details.