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Advantages Visa Debit Card

Fast, convenient and a safe way to access your UECU accounts. No need to write a check or go to the ATM, just use your Advantages Visa® Debit Card™ wherever Visa is accepted.

  • Enjoy the convenience of a credit card without incurring the interest.
  • Use your Advantages Visa® Debit Card™ at any ATM you want and we won’t charge you. In fact, we will rebate up to $8 a month when others do! Enjoy up to $12 in monthly surcharge rebates with a Rewards Checking PLUS Account.
  • Earn VantagePoints™ on all signature-based transactions, 1 point for every $4 spent. Earn more with E-Statements! Choose E-Statements for your UECU Account and earn 1 point for every $2 spent. 
  • Swipe, select "credit" and go!

Need Help?
Call 800-288-6423


  • UECU checking account required.
  • No fee for card.
  • Earn VantagePoints™ on all signature-based card purchases with a UECU Checking Account.
  • Member-selected Personal Identification Number (PIN).
  • Personal Identity Theft Protection at no additional cost.
  • Access to the Card Controls service.
  • Unlimited ATM withdrawals with no UECU fees.
  • Up to $8 rebate per member account per month ($12 monthly rebate for Rewards Checking PLUS account holders).
  • Use at any ATM to:
    • withdraw cash, transfer funds, deposit funds, obtain balance information.
  • Daily withdrawal limit of $700 at ATM.
  • Daily limit for PIN purchases of $2,000 at participating merchants.
  • Daily signature purchases and cash advance limits at participating Visa® merchants of $2,000.
  • No fee cash back option for PIN purchases at merchant locations.
  • Use with PIN at merchant locations.
  • Use for signature Point of Sale (POS) purchases at merchant locations displaying Visa or Visa Debit Card symbol.
  • All purchase transactions are debited electronically from member’s checking account.
  • Transactions listed on combined monthly statement.
  • Low foreign transaction fee when you use your Advantages Visa Debit Card™ for signature Point of Sale transactions outside the U.S.: 1.00% of the converted transaction amount for all multiple currency transactions and only 0.80% for all for all single currency transactions.
  • $5 replacement card fee.