We are currently experiencing an issue with visa debit card transactions. Cardholders attempting to make PIN-based purchases with their Advantages Visa® Debit Card™ are getting declined. Visa is estimating that the issue will be resolved by tomorrow, October 16th.  We encourage you to select “Credit” at checkout and sign for your purchase so that it does not get declined.


We apologize for the inconvenience. We are currently working with Visa to get this resolved as quickly as possible.


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Have questions? Need help? Call 800-288-6423

Advantages Visa Debit Card

Fast, convenient and a safe way to access your UECU accounts. No need to write a check or go to the ATM, just use your Advantages Visa® Debit Card™ wherever Visa is accepted.

  • Enjoy the convenience of a credit card without incurring the interest.
  • Use your Advantages Visa® Debit Card™ at any ATM you want and we won’t charge you. In fact, we will rebate up to $8 a month when others do! Enjoy up to $12 in monthly surcharge rebates with a Rewards Checking PLUS Account.
  • Earn VantagePoints™ on all signature-based transactions, 1 point for every $4 spent. Earn more with E-Statements! Choose E-Statements for your UECU Account and earn 1 point for every $2 spent. 
  • Swipe, select "credit" and go!

Need Help?
Call 800-288-6423


  • UECU checking account required.
  • No fee for card.
  • Earn VantagePoints™ on all signature-based card purchases with a UECU Checking Account.
  • Member-selected Personal Identification Number (PIN).
  • Personal Identity Theft Protection at no additional cost.
  • Access to the Card Controls service.
  • Unlimited ATM withdrawals with no UECU fees.
  • Up to $8 rebate per member account per month ($12 monthly rebate for Rewards Checking PLUS account holders).
  • Use at any ATM to:
    • withdraw cash, transfer funds, deposit funds, obtain balance information.
  • Daily withdrawal limit of $700 at ATM.
  • Daily limit for PIN purchases of $2,000 at participating merchants.
  • Daily signature purchases and cash advance limits at participating Visa® merchants of $2,000.
  • No fee cash back option for PIN purchases at merchant locations.
  • Use with PIN at merchant locations.
  • Use for signature Point of Sale (POS) purchases at merchant locations displaying Visa or Visa Debit Card symbol.
  • All purchase transactions are debited electronically from member’s checking account.
  • Transactions listed on combined monthly statement.
  • Low foreign transaction fee when you use your Advantages Visa Debit Card™ for signature Point of Sale transactions outside the U.S.: 1.00% of the converted transaction amount for all multiple currency transactions and only 0.80% for all for all single currency transactions.
  • $5 replacement card fee.