We are currently experiencing an issue with visa debit card transactions. Cardholders attempting to make PIN-based purchases with their Advantages Visa® Debit Card™ are getting declined. Visa is estimating that the issue will be resolved by tomorrow, October 16th.  We encourage you to select “Credit” at checkout and sign for your purchase so that it does not get declined.


We apologize for the inconvenience. We are currently working with Visa to get this resolved as quickly as possible.


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Have questions? Need help? Call 800-288-6423

Online Banking Service

Image of couple using computer to manage financesUECU's MyFirstUECUCan banking get any easier than clicking a mouse? UECU's Advantages Online™ 24/7 home banking system is free and simple to use. Enjoy secure access to your accounts from anywhere, anytime it's convenient for you!

  • Easily view account and card transactions, check your balances, transfer funds, make payments, and update your account profile and alerts - all on your schedule!
  • Don't simply check up on your finances - manage them with UECU's free personal finance and budgeting tools.

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Call 800-288-6423

Advantages Online Product Features:
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The Advantages Online™ home banking system gives you a free all-access pass to your funds - anytime, anywhere. With secure, 24/7 remote access, you never have to worry about your financial institution's "hours" or travel to a branch to manage your money. UECU brings our service to YOU, and lets you bank on your schedule. We give you the power to manage your account from home or on-the-go with an extensive toolbox of home banking features …

  • Transfers Tool - transfer funds among UECU accounts** & accounts at other financial institutions.
  • UECU Loans and Credit Cards Payment - schedule or make instant payments
  • E-Notifications™ Account Alerts - choose & customize as many email & text message alerts as you like*
  • Advantages Bill Pay - access UECU's free service to manage and pay your bills online
  • e-Posit™ Mobile and e-Posit™ Online (Remote Check Deposit) - deposit checks with your phone or online to access funds now^
  • Online Loan and Credit Card Applications - apply when it's convenient for you
  • Budgeting - easily create a family budget and track your expenses
  • Personal Finance Tools - get a better handle on your finances by creating reports & graphs to visualize your income & expenses, net worth, and cash flow by day, week, month, quarter, or year
  • E-Statements - view your UECU account and Visa® E-Statements and UECU tax E-Forms
  • Financial Rewards - view & redeem your VantagePoints
  • Personal Homepages - create a dashboard of all the account details you want in one place
  • Account Profile - update the contact and profile information on your UECU account
  • Account Record Downloads - download your transactions history to Quicken® or MS Money
  • Search & Category Tools - quickly find & label your transactions
  • Multiple layers of solid online banking security to protect your account information


View Advantages Online™ Agreement and Disclosure

Advantages Online™ access is available to members age 13 and older; access for younger members may be requested if written consent is provided by an adult joint account owner age 18 or older.

*Alerts received as text messages on your mobile phone may incur a charge from your mobile service provider. Standard message and data rates apply.
**Transfers can only be set up to another member's savings or checking account online. Account to account transfers to loans can be set up by contacting a Member Service Representative at 800-288-6423.
^e-Posit™ services cannot be used to deposit checks to UECU MyPay™ Accounts, Green Light Checking™ Accounts, Certificates of Deposit, Health Savings Accounts, Individual Retirement Accounts, or Coverdell Education Savings Accounts. Immediate funds availability only from money market savings and checking accounts.