Member Education: Helpful Information Regarding Equifax >>

Have questions? Need help? Call 800-288-6423

Home Equity Term Loans

Current Rate as Low as 2.99% APR*

Make your home’s equity work for you. Whether you need to make home improvements, consolidate debt, buy a car, or pay college tuition, this loan is the solution to just about anything you could think of.

  • Save money with no application fee, and no closing costs, or points**
  • Enjoy peace of mind knowing you can borrow up to 100% of the value of your home
  • Save money with possible tax benefits (ask your tax advisor)


Call 800-288-6423 Ext. 4001

Home Equities are available to members who own homes in AZ, CA, CO, CT, DE, FL, GA, IL, IN, KS, MA, ME, MI, MN, NC, NH, NJ, NY, OH, OK, PA, RI, SC, VA, and VT and who qualify according to property appraisal and credit criteria established by the Credit Union. DE, FL, GA, KS, MN, NY, OK, RI, and VA must pay a state mortgage recording tax.

*APR = Annual Percentage Rate; Rate based on maximum 90% loan to value (LTV), 60-month term, active UECU checking account (at least one transaction per month), and credit history.
**You may be eligible for a no-cost loan; however, some fees may apply including an appraisal fee depending upon individual underwriting circumstances or fees imposed by third parties. If your home is located in SC, an attorney must assist with your real estate closing, and may charge fees. Some states charge additional recording tax after approval for which you are responsible. Home Equity products are not available for members with properties in some states. Equal Opportunity Lender. Consult your tax advisor regarding interest deductibility.

See rates for additional rates.