Share Savings Account

Current rate up to 0.40% APY

UECU’s Share Savings Account is the foundation for membership and a great savings tool! Open one today and begin enjoying the advantages of membership!

  • Saving money has never been easier with a low minimum balance of $5.00. Earn a high yield dividend.
  • Convenient access to your money anytime day or night through Advantages Online
  • Convenient payroll deduction into your account means you won’t miss the money and you’ll be surprised when you see how much you have saved!

Get Started Today!

Share Savings Account Features:


  • All member-owners of UECU are required to have a Share Savings Account.
  • $5 minimum balance is required as your share of the credit union
  • No fees
  • Share Savings Accounts may be set up as individual accounts or with joint ownership.
  • You will receive a UECU Membership Card and membership information. Included will be information on how to set up your PAL™ (24-Hour Voice Response System) as well as Advantages Online™, our online account access solution.
  • Insured by NCUA up to $250,000
  • Deposits can be made by mail, payroll deduction, direct deposit or transfer from another account. Also, deposit checks anytime, anywhere with e-PositTM Mobile and e-PositTM Online, click here for details.
  • Account information can be accessed by phone or Advantages Online
  • Fee-free ATM access if member has an Advantages Access Card™ or Advantages Visa® Debit Card
  • No more than 6 electronic transfers from account per month
  • Unlimited deposits
  • Can be used as collateral on loan


APY=Annual Percentage Yield; Rate shown for balances $50,000 and greater; rate may vary after the account is opened. See Deposit Rates page for details.