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Have questions? Need help? Call 800-288-6423
 

Second Chance Checking

 
Interest-bearing Checking
No minimum balance checking
Second chance checking
 

This is the perfect account to help you rebuild a solid checking history! UECU’s Advantages Green Light Checking is an account without outrageous fees or high balance requirements. With this account, you’ll enjoy the functionality of a standard checking while building a stable future.

  • Use your Quick Cash Card at any ATM and we won’t charge you and when others do we will rebate up to $8 per month in ATM surcharge rebates
  • Free REACH credit counseling to help you build better credit
  • UECU acknowledges your hard work in reestablishing yourself, so after six months of good standing you may be able to upgrade your checking to one of our other checking accounts.

Have Questions?
Call 800-288-6423

Account Features:

 

  • No minimum balance
  • Non-interest bearing
  • Low initial deposit - just $25 opens your account
  • Low monthly service fee - only $12
  • Upgrade to any other UECU Advantages Checking™ Account after only six months without incurring any non-sufficient fund (NSF) fees.
  • We'll even help you get there! Safeguard your account from NSF fees with Overdraft Protection, which helps prevent you from bouncing a check! This service automatically pulls available funds from your Share Savings Account, Visa® Power Card ™ or personal line of credit in the event you inadvertently exceed the balance in your account!
  • This special account also includes a free REACH™ session with our Credit Score Enhancement Specialists.
     

You'll also enjoy many of the other benefits standard with Advantages Checking™ accounts:

  • FREE Quick Cash Card allows you to withdraw money from ATMs and make PIN-based purchases. We'll never charge you to use an ATM, but if other financial institutions do, we'll rebate you up to $8 per month per member account in surcharge fees!
  • First set of checks is FREE; styles are limited.
  • Write unlimited checks at no cost to you.
  • Enroll in Advantages Online™ which offers you free access to:
  • Online check images - view and print the front and back of any cleared check to confirm payment.
  • Sign up for Advantages Bill Pay™ where you can easily set-up and manage all your monthly bills with the click of the mouse!
  • Sign up for convenient (and free) Member E-Statements
  • Safeguard your account from non-sufficient fund (NSF) fees with Overdraft Protection, which helps protect you from bouncing a check! This service automatically pulls available funds from your Share Savings Account, Visa® Power Card™ or personal line of credit in the event you inadvertently exceed the balance your account!

View the Truth in Savings Disclosure