Money Market Savings

Current rate up to 1.00% APY

This higher dividend-earning account is an ideal alternative to certificates, allowing you to earn a great rate of return plus your money is available to you at any time.

  • Convenient access to your funds anytime, anywhere day or night through Advantages Online
  • Use your Advantages Access™ Card at any ATM you want and we won’t charge you, in fact we will rebate up to $8.00 a month when the others do!
  • Convenience of payroll deduction, you won’t miss the money going into your account and you’ll be surprised  when you see how much you have saved


Money Market Savings Account Features:


The more you save, the more you earn with a Money Market Savings account from UECU! Aside from the highly-competitive dividend rates some other great features of this account are:

  • Three dividend tiers designed to maximize your savings:
    • $0.01 - $9,999.99
    • $10,000 - $49,999.99
    • $50,000 and over
  • Insured by the NCUA up to $250,000.
  • Dividends compounded and credited monthly.
  • Dividends calculated by daily balance method which applies a daily periodic rate to the principal balance in account each day
  • Deposits can be made at the Credit Union, at an ATM, by mail, payroll deduction, direct deposit or transfer from another account. Also, deposit checks anytime, anywhere with e-PositTM Mobile and e-PositTM Online, click here for details.
  • First book of 50 checks free
  • Check reorders via member service representatives, mail-in reorder form or Advantages Online
  • FREE Advantages Access Card™ allows you to withdraw money from ATMs and make PIN-based purchases. We'll never charge you to use an ATM, but if other financial institutions do, we'll rebate you up to $8 per month per member account, for their surcharge fees!
  • Greater availability to funds – easily access your funds through Advantages Online™, via PAL™ or via our member service representatives. This account allows you to keep funds liquid, while still earning a high dividend rate!
  • Check safekeeping with check images available via Advantages Online
  • May be used as Overdraft Protection
  • No more than 6 transfers from the Money Market Savings Account to another account or third parties by pre-authorized, automatic or telephone transfers per statement cycle.
  • $2,500 minimum balance to avoid $10 monthly fee
  • $10 excess transaction fee for each check, draft or debit card payment above the regulatory limit of six.
  • Unlimited deposits.

Need Help?
Call 800-288-6423

View the Truth in Savings Disclosure

APY=Annual Percentage Yield; Rate shown for balances $50,000 and greater; rate may vary after the account is opened. See Deposit Rates page for details.